#FOMCMeeting

he #FOMCMeeting:

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📅 June 17–18, 2025 FOMC Meeting Highlights

• No rate change

The Fed held the federal funds rate steady at 4.25%–4.50%, continuing a hold approach amid cautious economic indicators  .

• Economic conditions justify caution

Despite soft inflation readings, the Fed remains wary of tariff-driven inflation and global uncertainties—particularly geopolitical tensions—opting for a “wait-and-see” posture  .

• Rate‑cut timeline pushed out

The statement signals that the earliest rate cut could now come in September or later, down from earlier expectations of a mid-summer move  .

• Dot plot signals fewer cuts

The Fed’s updated projections (“dot plot”) show fewer expected rate cuts in 2025, reflecting persistent inflation and a healthy labor market  .

• Chairman Powell press conference

Powell emphasized the Fed’s independence and reiterated the need for data-dependent decisions before adjusting policy further  .

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What This Means for You

• Borrowing costs remain elevated, affecting mortgages, auto loans, and credit cards.

• Markets expect one or two cuts later this year—but likely in September or December, not imminently.

• The Fed is balancing inflation risks (especially from tariffs) against labor market strength and neutral economic growth.