Anyone can deploy a Morpho lending market permissionlessly. While most markets are legitimate, some will be risky, misconfigured, or outright scams.

Of course curators will likely avoid those, but it is good to acknowledge that every loan carries risk: anyone promising a completely risk-free lending opportunity is either being dishonest or deeply irresponsible.

Morpho's vision is not to eliminate risk from loans, but to create a system that efficiently prices any loans and their associated risks. This is precisely what Morpho V2 will be unmatched for.