Ant Group's first sustainable development report reveals: In the past two years, it has reinvested in AI and blockchain, with its blockchain platform Whale processing over $300 billion in global transactions annually (accounting for one-third of the total), and completing interbank Hong Kong dollar blockchain settlement tests within the Hong Kong Monetary Authority's Ensemble project sandbox. Its AI foreign exchange model-driven technology department processes over $10 trillion in transactions annually, highlighting the strategic achievements of technology empowering financial infrastructure.

Analysis by Qin Ge

Technological moat: The Whale platform's $300 billion settlement volume validates the commercial capability of consortium chains (averaging $820 million daily), while the AI + blockchain dual-engine reduces costs and improves efficiency (cross-border settlement costs decreased by 80%); Regulatory breakthrough: The Hong Kong sandbox test opens a channel between fiat currency and blockchain, paving the way for the launch of the digital Hong Kong dollar (e-HKD), which may become the first cross-border chain to receive a formal license from the Monetary Authority; Risk warning: The contradiction between centralized architecture and data privacy remains unresolved (especially the controversy over the AI foreign exchange model's black box), and the traditional giants like SWIFT are intensifying competition. If the Hong Kong Legislative Council passes the amendments to the Stablecoin Regulation within the year, Ant Group may lead the East Asia RWA clearing network.