A person's mindset determines the limit of wealth. It must be flexible and adaptable; one cannot be numb. Think more, and the chances of winning the lottery are higher than that of ordinary people.
To change, sometimes one has to break free from the limitations imposed by the family of origin, but the process is certainly painful, often bearing various criticisms. If successful, all problems will naturally be resolved; if failed, there will be no regrets, at least having lived life according to one's own will, rather than living for others.