XRP price prediction: Can ETF hype drive XRP to $27?

XRP has remained below $3 in 2025 but is on the verge of a breakout. Analysts suggest it could hit $27 if the SEC approves a spot ETF, with Polymarket estimating the odds at 87%. This optimism stems from the new SEC Chair’s crypto-friendly stance.

Ripple is also active, expanding its global payment network and seeking partnerships. CEO Brad Garlinghouse believes that, with US collaborations, XRP might surge once its lawsuit with the SEC concludes. However, competition is intensifying, particularly from Circle’s fast-growing payment network, which could challenge Ripple’s position if delays occur.

Moreover, on a realistic note, a $27 price tag translates to a $1.9 trillion market cap, which is ambitious, even for XRP. Although XRP has performed well over the yearly charts, rising by 350%, any rally it will embark on from now will depend not solely on charts but on what the SEC does next.

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