#卡尔达诺稳定币提案

In order to enhance the stability of the Cardano ecosystem and financial application scenarios, it is recommended to launch a native stablecoin solution. It adopts a dual-layer architecture: 1. Fiat-backed stablecoins (such as USDA), which are custodied by institutions like BitGo to ensure a 1:1 peg, compliant with regulatory requirements; 2. Algorithmic stablecoins (such as Djed), which dynamically adjust collateral ratios and reserve currency mechanisms based on smart contracts to withstand market fluctuations. Special features include privacy protection functions to meet user anonymity needs while balancing compliance reviews. This solution can enhance DeFi liquidity, reduce transaction costs, attract institutional investors, and promote Cardano to become a financial infrastructure that is secure, efficient, and private. The technical team has conducted stress tests and plans to deploy on the mainnet in 2025, which is expected to significantly enhance ecological competitiveness.