$ADA

In order to enhance the stability of the Cardano ecosystem and financial application scenarios, it is recommended to launch a native stablecoin solution. It adopts a dual-layer structure: 1. Fiat-backed stablecoin (such as USDA), which ensures a 1:1 peg by having institutions like BitGo custodial the dollar reserves, complying with regulatory requirements; 2. Algorithmic stablecoin (such as Djed), which adjusts the collateral rate and reserve currency mechanism dynamically based on smart contracts to resist market fluctuations. Special design features include privacy protection functions, balancing user anonymity needs with compliance reviews. This solution can enhance DeFi liquidity, reduce transaction costs, attract institutional investors, and promote Cardano to become a financial infrastructure that is secure, efficient, and private. The technical team has conducted stress tests and plans to deploy on the mainnet in 2025, which is expected to significantly enhance ecological competitiveness.