#卡尔达诺稳定币提案

Cardano Stablecoin Proposal

To enhance the stability of the Cardano ecosystem and financial application scenarios, it is proposed to launch a native stablecoin solution. The dual-layer structure is adopted: 1. Fiat-backed stablecoin (such as USDA), which is custodied by institutions like BitGo to ensure a 1:1 peg, complying with regulatory requirements; 2. Algorithmic stablecoin (such as Djed), which dynamically adjusts the collateralization ratio and reserve currency mechanism based on smart contracts to withstand market fluctuations. Special features include privacy protection functions, balancing user anonymity needs with compliance review. This solution can enhance DeFi liquidity, reduce transaction costs, attract institutional investors, and promote Cardano to become a financial infrastructure that is secure, efficient, and private. The technical team has conducted stress tests and plans to deploy on the mainnet in 2025, which is expected to significantly enhance ecological competitiveness.