#اكتب_واربح_ **XRP currency** is a digital currency created by **Ripple Labs** in 2012, aimed at facilitating international financial transfers between banks and financial institutions with high speed and low cost. XRP is known for its fast network (**RippleNet**) that enables transactions taking seconds instead of days, with minimal fees compared to traditional systems like **SWIFT**. XRP is used as a bridge between different currencies, reducing the need for large cash reserves. Despite the legal controversy over its classification (security or currency), XRP remains one of the most important currencies in the field of global bank transfers.