This quote seems pretty straightforward. But it's easier than you think to spend money you don't have. Credit Cards are often used when we can't afford something, But that's an easy way to go into debt. I know credit cards and loans are great ways to build necessary credit, So use them! But make sure you are able to immediately pay off what you spend or can afford the monthly payments on a loan. When in doubt, save up and Pay Cash when Possible. 👍
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