(this article is divided into 2 posts)

📊 1. Current Price & Crypto Market Trends

Bitcoin (BTC) is trading in the range of US$104,241 today, after reaching an intraday peak of US$108,376

Ethereum (ETH) is around US$2,515, down from its highest level of US$2,773

During May, the crypto market rose by about 10%—led by a surge in Bitcoin approaching US$112,000 and boosts in altcoins, NFTs, and crypto ETFs.

Now, the gold-stock-Bitcoin triad is approaching record highs simultaneously, driven by USD weakness and global economic uncertainty.

🏛️ 2. Global Regulation & Policy

In the United States:

The “GENIUS Act” and STABLE Act bills are advancing in Congress, providing a clear regulatory framework for stablecoins: reserves, audits, AML, and clarification of legal status.

FDIC now allows banks to offer crypto services without special permission, expanding the crypto space in the banking world.

Trump signed Executive Orders:

Ban on CBDC, tasking a regulatory framework, and the establishment of a Strategic Bitcoin Reserve from treasury assets.

SEC is again supporting the industry—overturning cases against Robinhood, Coinbase, Uniswap, etc., allowing innovation without heavy legal hindrances.

Europe & the UK:

The UK plans to relax rules to allow retail access to crypto ETPs, but will not be on par with America.

The European Union is implementing MiCA, comprehensive regulation of crypto assets since December 2024.

Other countries: more than 100 regions are starting to implement regulations; asset tokenization, stablecoins, and AI-crypto are major focal points.

💼 3. Institutional Adoption & New Technologies

Stablecoins & DeFi:

Stablecoin transactions (USDT/USDC) exceed US$8 trillion per year, with high penetration in Asia & Latin America.

Tether (USDT) has reserves up to US$143 billion, with a profit of US$13 billion—affirming its dominance as a market base.

Liquid staking (ETH) and DeFi fintech continue to rise—namely, staked ETH can be used while generating yield.

AI + Crypto:

AI tokens (including FET, AGIX, Ocean) are growing dramatically—the market value has risen from US$2.7 billion to US$39 billion since 2023.