HOME — a coin with real estate: invest in housing on the blockchain
🔎 What is this project?
HOME is positioned as a stablecoin backed by real mortgage loans in the USA. This is not a meme coin, but an attempt to create a sustainable investment ecosystem using real estate.
Holders receive 1% interest per year just for holding the token, without staking.
Borrowers receive loans secured by housing with mandatory overdraft (borrowing up to 80% of value) and repay them, while the interest goes back to the holders.
Management — through DAO, plus transparency: all data on collateral is available on the blockchain.
📊 Current situation
Price around $0.033, daily range $0.0306–$0.0385.
The asset is quite new – launching from 2023–2025, capital is still moderate, growth and volatility are average.
✅ Advantages
Real active backing in the form of real estate and mortgage loans.
Income without active actions, just hold the token.
The management policy is decentralized.
⚠️ Risks and possible issues
Alternative asset-backed coins require scaling; it's hard to increase liquidity.
Federal and local tax and regulatory norms can slow down development (e.g. tokenized real estate faces regulatory challenges).
Possible technical risks (e.g. overdraft requirements, smart contract vulnerabilities).
📅 Short-term expectations
Potential growth with increased investor trust and new mortgage operations.
Higher stability compared to meme coins, but not insured against market volatility.
A good option for diversification: if you want to participate in crypto while having a real foundation.
💡 'Home' case vs meme coins
The ancient meme project HomeCoin from 2021 has little in common with the current HOME: they were charitable and speculative. The original HOME indirectly helped the homeless but was not stable. Now HOME is about real estate, collateral, and stable income.
> 'HomeCoin – charity token for the homeless… the team is documented, audits, every tax goes to charity'
This is not that project — the current HOME should be perceived differently.
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📝 Summary
HOME is an applied token structured around mortgages and real estate. It is one of the few attempts to connect the crypto space with real-world assets (RWA). Depending on the scale and trust, it may show moderate growth and stable income. Naturally, it is not a 'market breaker' like meme tokens, but there is potential.
If you are interested in 'minting' income in crypto without fluctuations and with real prospects — it is worth keeping an eye on and possibly investing a small amount.
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Advice: before investing:
1. Study smart contracts — security.
2. Check current partnerships and projects related to real estate.
3. Monitor regulatory news on real estate tokenization.
Good luck!
