《When the Tuition Payment Reminder from London Wakes You Up at 2 AM: A 3-Minute Self-Rescue Guide》
⏰ 02:17 AM The phone screen pierces the darkness:
"Dear Student Wu: Please pay £5,820 tuition within 48 hours, or your registration will be suspended."
You grip your phone, calculating the time:
❌ Traditional cross-border remittance: 3 working days + 200 yuan handling fee + delayed exchange rate
❌ Credit card overdraft: 1.8% currency conversion fee + high annual interest
❌ Offline currency exchange points: Nowhere to be found at dawn + potential risks
Suddenly, your fingertips touch the metal card in the backpack compartment——
Last month, a friend handed you the BiyaPay black card: "The urgent tool for cross-border needs"
【3-Minute Self-Rescue Action】
1️⃣ Open the BiyaPay APP and click on 'Multi-Currency Wallet'
→ Real-time exchange rate to instantly convert to pounds (no hidden spreads)
2️⃣ Insert the physical card and one-click 'Direct Tuition Payment'
→ Automatically recognizes the UK university's receiving account (no intermediary banks)
3️⃣ Enter the amount £5,820 and confirm payment
→ Handling fee clearly stated: ¥38.6 (1/5 of traditional channels)
03:02 AM The email notification sound rings crisp:
_"UCL Financial Office: Your payment has been received, account status: Active"_
You look out at the still-lit London Eye neon, placing the black card back under your pillow
—— A sense of assurance, thin as a card but transcending time zones
【BiyaPay Black Card Limited Time No Account Opening Fee】 + 【First Cross-Border Transaction Fee Waiver】