⚠️ My Friend’s Bank Account Got Frozen After a P2P Trade — Here’s How to Stay Safe💥
I want to share something real that happened to a close friend — and honestly, it shook me.
Back in February, he was buying USDT on Binance P2P. Everything looked normal: he sent the payment via UPI, and then… boom. A few hours later, his bank account got frozen.
The bank told him, “Your account is under investigation due to suspicious activity.”
Fast forward to June — his account is still locked. No access. No updates. Just stress.
🧠 What Actually Happened?
Turns out, the person he traded with was flagged for suspicious transactions. And since my friend transferred money to that account, he got caught in the mess too — even though he did nothing wrong.
If you're using P2P in India or Pakistan, this could easily happen to you. So here’s what I learned and how I’m protecting myself now.
✅ 3 P2P Rules I Never Break Now
1. Only trade with verified users
If someone has fewer than 50 trades or a completion rate below 95%, I skip it. Not worth the risk.
2. Always match the name
The bank account name must match the Binance profile exactly. If there's any mismatch, I cancel the trade.
3. Triple-check before sending money
It sounds basic, but rushing leads to mistakes. Now I double- and triple-check the name, amount, and bank details before hitting “Send.”
💡 Why This Matters More in Pakistan
Let’s face it — P2P is the most accessible way for many of us to enter crypto. But banks here still don’t understand how it works. Even small red flags can get your account frozen, and resolving it is a nightmare.
🛡️ Safety Tips That Actually Help
Stick to trusted traders with 100+ trades
Avoid using or sending to third-party/shared accounts
Save all transaction records — screenshots, timestamps, everything
Start small with new traders
Enable 2FA and alerts on Binance and your bank account
