🔄 $XRP vs $HBAR – Which cryptocurrency has greater potential?
Both XRP and HBAR are advanced projects that emphasize speed, low costs, and scalability. However, they fundamentally differ in terms of technology, applications, and partnerships.
⚙️ Technology
🔹 XRP is based on classic blockchain and uses a proprietary consensus algorithm RPCA (Ripple Protocol Consensus Algorithm).
🔹 HBAR operates on Hashgraph – an innovative DAG (Directed Acyclic Graph) structure, considered more efficient and secure than blockchain. It enables processing more than 10,000 transactions per second.
🚀 Speed and Costs
Both networks offer very fast transactions (~3–5 seconds), but HBAR wins in terms of costs – fees are minimal, often below $0.001, while XRP also remains cheap but slightly more expensive.
🧩 Applications
🔸 XRP mainly focuses on the financial market, particularly cross-border payments. It is a solution aimed at banks, institutions, and large financial companies.
🔸 HBAR targets a broader scope: Web3, NFT, DeFi, corporate applications, and digital identity. With an open SDK, it supports the development of decentralized applications.
🤝 Partnerships
XRP collaborates with financial giants like Santander, SBI Holdings, and American Express.
HBAR has strong corporate backing – its Governing Council is made up of companies like Google, IBM, LG, Boeing, and Deutsche Telekom.
💰 Tokenomics and Capitalization
XRP has a supply of 100 billion tokens (most of which are in circulation). It is one of the largest cryptocurrencies in the market by capitalization.
HBAR has a supply of 50 billion tokens, some of which are still held in reserves managed by the Hedera Council. The project has a smaller capitalization but growing interest.
📌 Summary
XRP is a veteran in the payment world – fast, stable, and supported by institutions.
HBAR is a technologically advanced player with an ambitious vision for Web3 and strong corporate support.
💡 Which of these cryptocurrencies do you trust more? Do you bet on traditional blockchain or the future of DAG?
