As the crypto landscape matures beyond mere trading and speculation, wealth products in Web3 are emerging as structured tools for passive income. From flexible staking to fixed-term returns, this evolution mirrors traditional finance yet with added transparency, automation, and control. A prime example is the recent EURQ Fixed EU02 product, which offers a short 14-day duration and a 20% APR on EURQ, a euro-pegged stablecoin.
What makes this model stand out is its foundation on stability. Unlike volatile assets, EURQ is a stablecoin designed to maintain value, offering predictability without sacrificing yield. This makes it ideal for conservative earners looking to grow their holdings without exposing themselves to wild market swings. With features like early redemption and automated reward calculation, users can earn passively with less friction and more control.
Stablecoins like EURQ are proving instrumental in this shift. They provide the liquidity and consistency necessary for fixed-income DeFi products to thrive serving as a reliable bridge between traditional yield-bearing instruments and decentralized infrastructure.
As centralized exchanges adopt CeDeFi models, the question isn’t whether wealth products are the future, but how stablecoins will power them. (Source: BingX)
