🔥 A card tearing through the dimensional wall between on-chain finance and real-world consumption.
While traditional credit cards still make you 'consume first and repay later', Solayer's Emerald Card has already achieved 'earning coins while consuming'—this globally accepted on-chain Visa card is not just a simple crypto payment tool, but has restructured the financial logic of 'spending equals mining'. When you buy a latte at Starbucks with USDC, the assets in your card are simultaneously earning 4% annualized returns on U.S. Treasury bonds; when you shop on Amazon, each transaction may trigger a $5-$100 Bitcoin airdrop from Nubit—this experience of 'spending money and still earning money' is making traditional payment systems look like 'prehistoric civilization'.
💎 Three core highlights: Why is the Emerald Card a necessity for Web3 payments?
「USDC deposits = earn Treasury bond yields effortlessly, 10 times more attractive than bank wealth management」
Unlike the single model of traditional stablecoins pegged to fiat currency, Emerald Card users can automatically access underlying U.S. Treasury assets by depositing USDC, enjoying an annualized yield of 4%. This means:
• Deposit $10,000 USDC, earn $400 in a year, which is 3 times higher than bank fixed deposit rates;
• Earnings are settled daily, directly deducted during consumption, truly realizing 'passive income covering daily expenses'.
「Global card payments without barriers, crypto assets instantly become circulating currency」
The Visa network covers over 200 countries and regions, allowing Emerald Card users to directly use SOL, USDC, and other crypto assets to pay at offline supermarkets, online e-commerce, and even withdraw cash from ATMs. Compared to the cumbersome process of 'exchanging fiat currency → transferring' in traditional crypto payments, the Emerald Card achieves:
• Instant payment with offline card swiping, smoother than Alipay;
• No fees for cross-border consumption, allowing overseas shoppers to say goodbye to the nightmare of currency conversion fees.
「Ecological benefits maximized: From Bitcoin airdrops to Nansen discounts」
• Collaboration with Nubit: Cardholders randomly receive Bitcoin while spending, with a maximum single transaction of $100, equivalent to 'shopping with surprise gifts';
• Collaboration with Nansen: Cardholders enjoy a 10% product discount, with on-chain data analysis tools directly 'discounted in';
• Cardholder Reward Program: Invite friends to open cards, and high-frequency consumption can accumulate points to exchange for $Layer tokens or NFT rights.
📈 From payment tool to ecological gateway: The Emerald Card is reconstructing the Web3 economic model.
The collaboration with Nubit in May is just the beginning; the ambition of the Emerald Card goes far beyond 'swiping cards'—it is becoming a super gateway connecting the on-chain ecosystem:
• Asset Bridge: Through InfiniSVM's hardware-accelerated cross-chain technology, USDC deposits can be converted to sUSD and staked SOL with one click, seamlessly integrating consumption scenarios with financial management;
• Data Rights Confirmation: Each consumption data is recorded on-chain, which can serve as credit proof for DeFi lending in the future, breaking the 'credit black box' of traditional finance;
• Community Fission: Chaos Finance airdrops and exclusive rights for Summit offline events, making cardholders 'super nodes' in the Solayer ecosystem.