1. Change your mindset

Kiyosaki claims that the rich think differently than the poor and the middle class.

- The poor work for money.

- The rich make money work for them.

- The middle class goes into debt by purchasing liabilities (for example, loans for cars and houses that do not generate income).

2. Assets vs. Liabilities

The main rule: accumulate assets, reduce liabilities.

- Assets are what puts money in your pocket (real estate, stocks, business, intellectual property).

- Liabilities are what takes money away (loans, mortgage, unnecessary expenses).

3. Start without money

Kiyosaki himself started from scratch and offers such strategies:

- Look for opportunities, not excuses.

- Use other people's capital (OPK - other people, their money and knowledge).

- Invest in knowledge (accounting, investments, marketing).

4. Create a business, not just work

- Don't rely on a paycheck - build systems that generate income without your daily involvement.

- Become an investor - start small (for example, stocks, business partnerships).

5. Use debt wisely

- Bad debt - consumer loans (phone, vacation).

- Good debt - loans for assets (for example, a mortgage on rental property).

6. Act despite fear

- Most people are not wealthy because they are afraid to take risks.

- Learn from mistakes - even bankruptcy was considered valuable experience by Kiyosaki.

Conclusion

To get rich from scratch according to Kiyosaki:

1. Change your mindset.

2. Invest in assets.

3. Use OPK.

4. Create a business, not just work.

5. Learn financial literacy.

If you want to explore his approach deeper, read 'Rich Dad Poor Dad', 'Cashflow Quadrant', and 'Rich Dad's Guide to Investing'.

Which point is the most difficult for you?$

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