Development of CBDC: Central banks around the world are actively researching and developing their own digital currencies (CBDC), aiming to combine the advantages of digital technologies with trust in fiat currency and government control.

Evolution of Technology: The search for more scalable, efficient, and environmentally friendly solutions (Proof-of-Stake, sharding, second-layer solutions – Lightning Network, Rollups).

Integration into Traditional Finance: The emergence of crypto-ETFs (where allowed), crypto cards, services for accepting cryptocurrencies as payment.