Plume is currently pushing many combinations of RWAfi and DeFi strategies. RWAfi involves depositing money into RWA Vaults, which differ based on the underlying asset composition, such as government bonds, private credit, oil and gas, and Crypto Carry Fund. Once deposited into the Vault, a new token is minted, which can then be paired with stablecoin on-chain assets, using $PLUME to incentivize this liquidity, representing a prototype of RWAfi + DeFi.

I haven't tried it personally yet, but I've observed that the yields indicated by the Vault are estimated values based on past performance. After exploring further, there is a certain discrepancy between this and the current APR, which may be due to yield fluctuations and changes in TVL. Additionally, it’s important to note that the funds in the RWA Vault have a lock-up period for redemption, so if you deposit, you should be prepared for a long hold. However, the incentives provided by $PLUME are relatively stable (with the trade-off being that Royco also requires locking up). If you can accept the lock-up and the systemic risks of RWA, the overall returns still seem to be higher than the current market yield levels.

DYOR