#xrp

new strategy is gaining attention among crypto enthusiasts: using XRP as collateral to buy real estate—without selling it—and effectively becoming your own bank.

Key Points:

1. Borrowing Against XRP via Metal X Lending:

• A hypothetical XRP holder (e.g., $10M in XRP) can borrow funds (e.g., $2M) without selling any XRP.

• This is done through Metal X Lending, a decentralized, non-custodial protocol.

• The loan has minimal interest and no fixed repayment schedule.

2. Buying and Tokenizing Real Estate:

• The borrowed funds are used to purchase property in cash.

• The property can then be tokenized using platforms like:

• Lofty (on the Algorand blockchain)

• PRYPCO Mint Project (on the XRP Ledger, regulated in Dubai)

3. Real-World Utility for Digital Assets:

• This model lets crypto holders:

• Retain their XRP ownership

• Avoid liquidation

• Invest in real-world assets

• Tokenization allows for fractional ownership and potential yield generation, blending crypto with traditional markets.

Bottom Line:

This approach demonstrates how XRP and similar assets can be leveraged for real estate acquisition and wealth management outside traditional banking, emphasizing self-sovereignty, yield, and utility in the digital economy.