Important dates for $XRP for this year 2025.!

🪙 June 16, 2025

Ripple XRP: June 16 marks the end of the 60-day pause period in the Ripple vs. SEC case to explore a possible resolution. If no agreement is reached or no updates are submitted, the appeal process will resume.

🇺🇸 July 14, 2025

U.S. Fedwire Service: The migration to the ISO 20022 standard is rescheduled for July 14, 2025, giving institutions more time to prepare.

🇺🇸 Summer/Fall 2025

GENIUS Act (U.S.): Final vote in Congress on the GENIUS Act. It will depend on the reconciliation between the Senate and House versions. Both are focused on creating a clear regulatory framework for stablecoins.

🇺🇸 September 30, 2025

U.S.: All federal agencies must stop using paper checks and switch to electronic payments, including direct deposit and real-time methods where possible. (Executive Order: modernize federal payments, encourage electronic options).

🇪🇺 October 9, 2025

Europe: All banks in the euro area must send instant payments. Fees must not exceed those of regular SEPA transfers.

🪙 October 18-19, 2025

Ripple XRP: The SEC has a 240-day deadline to decide on Grayscale XRP Trust and 21Shares Core XRP Trust, with deadlines on October 18 and 19, 2025, respectively.

🌐 November 2025

SWIFT: All financial institutions using SWIFT for cross-border payments must fully adopt ISO 20022. Only ISO 20022 messages will be allowed for transfers — MT messages will be discontinued.

🌍 End of 2025

By the end of 2025, ISO 20022 is expected to become the dominant global standard for financial messaging, covering 80% of global transaction volume and 87% of the total value of transactions.