#BigTechStablecoin

Regulatory & Market Shifts

US Stablecoin Act (2024):

Requires 1:1 reserves + monthly audits, favoring compliant players (USDC, PYUSD).

Tether (USDT) under scrutiny – NYAG investigation ongoing.

EU’s MiCA Rules (Live July 2025):

Forces USDT off EU exchanges unless compliant. USDC/PYUSD gaining.

Key Battlegrounds

Remittances: Meta vs. PayPal in LatAm/SEA.

E-Commerce: Amazon’s discount war vs. credit cards.

Institutional Adoption: BlackRock using USDC for treasury management.

What’s Next?

Meta’s official stablecoin announcement (Expected late 2025).

Apple’s "Crypto Vault" hardware (iPhone 17 launch).

USDT’s fate – Will it survive MiCA/US crackdowns?

Big Tech is avoiding direct stablecoin issuance (for now) but aggressively embedding crypto into payments. USDC and PYUSD are the biggest winners.

Would you like a deep dive on any specific company’s strategy? 🚀