#BigTechStablecoin Big tech companies are exploring stablecoins to improve global payments, reduce fees, and enhance user experience. Here's what's happening ¹ ²:

- *Companies Involved*: Apple, Google, Airbnb, X (formerly Twitter), Uber, and Meta are considering stablecoin integration.

- *Apple*: Discussing stablecoin functionality through Apple Pay with Circle, the issuer of USDC stablecoin.

- *Google*: Evaluating stablecoins for efficient, 24/7 payments and exploring ledger technology. Google Cloud's Rich Widmann calls stablecoins "one of the biggest upgrades to payments since the SWIFT network".

- *Airbnb*: Talking to Worldpay about using stablecoins to cut fees from credit card processors like Visa and Mastercard.

- *X*: Planning to integrate stablecoin payments into its X Money app, aligning with Elon Musk's vision of an "everything app".

- *Uber*: Examining stablecoins for global transfers to reduce costs and delays, according to CEO Dara Khosrowshahi.

- *Meta*: Exploring stablecoins for Instagram creators to receive payments faster and with lower fees.

*Why Stablecoins?*

- *Faster Payments*: Stablecoins enable 24/7 payments, reducing transaction times and costs.

- *Lower Fees*: Stablecoins can bypass traditional payment processors' fees, making transactions more cost-effective.

- *Global Reach*: Stablecoins facilitate cross-border payments, benefiting companies with international users.

*Regulatory Landscape*

- *GENIUS Act*: The