In 2025, discussions around it will reach their peak. Technology giants like Meta, Google, and Amazon are actively exploring the possibilities of launching their own stablecoins, promising fast and cheap transactions worldwide. This could radically change the financial landscape, challenging traditional banks and national currencies. However, regulators express concerns about monopoly, financial stability, and user data protection. The question of whether governments will be able to effectively control these powerful financial instruments remains open. The future of money may be in the hands of Big Tech.