#BigTechStablecoin Stablecoin Fees and Big TechLower Transaction Costs: Stablecoins enable faster, cheaper cross-border payments compared to traditional systems like SWIFT. Big Tech firms like Apple, Google, X, and Airbnb are exploring stablecoin integration to slash fees for global transactions, potentially reducing costs by up to 96% compared to banks.Fee Structures:On-Chain Fees: Stablecoin transactions (e.g., USDC, USDT) on blockchains like Ethereum involve gas fees, which can range from $0.10 to $50+ during congestion. Layer 2 solutions (e.g., Arbitrum) lower these costs significantly.Platform Fees: Big Tech may introduce their own fees for stablecoin-based services, but specifics remain unclear as integrations are in early stages.Examples: Stripe is in talks to integrate stablecoins for payments, potentially reducing merchant fees, while Uber is exploring stablecoins for global transfers.Market Impact: The stablecoin market cap surged to $249.3 billion by June 2025, with USDT (62%) and USDC (27%) dominating. Big Tech’s adoption could further drive volume, impacting fee dynamics.