#交易手续费揭秘 USDC's core differences with other mainstream stablecoins (such as USDT, DAI, etc.) mainly manifest in the following aspects:
1. Issuing entities and endorsement methods
- USDC: Issued by compliant institutions such as Circle and Coinbase, claims to be fully backed 1:1 by USD reserves, short-term government bonds, and other assets, regularly undergoes independent audits, with relatively high transparency.
- USDT (Tether): Issued by Tether, the transparency of its early backing assets was questionable (some reserve compositions have been gradually disclosed in recent years), and it has faced allegations of "over-issuing."
- DAI: A decentralized stablecoin, generated based on collateral on the Ethereum chain (such as collateralizing ETH and other crypto assets), pegged to the USD, with no direct backing by real assets.