🧠 Are we ready for stablecoins from big tech companies?
The future of digital finance could change drastically with the entry of giants like Apple, Amazon, Meta, or Google into the world of stablecoins. We already saw the example of PayPal with $PYUSD, and it is likely that others will follow that path.
💡 Personal advice: if these stablecoins are directly integrated into global payment systems, they could offer instant transfers, minimal fees, and massive access for unbanked users.
However, we must also be aware of the risks: excessive centralization and control of financial data by these companies can affect privacy and the decentralized values of the crypto ecosystem.
🛡️ My approach is to diversify and keep a portion of my funds in decentralized stablecoins like $DAI or $USDC, while I observe how this landscape evolves.
