$USDC

The traditional costs of cross-border payments are high and take a long time (for example, a bank transfer of 1 million USD takes several days and costs thousands of dollars), while stablecoins can reduce this to a few minutes and cost less than 10 dollars. Tech companies are optimizing payment links through blockchain technology to capture market share.

2. Acceleration of Compliance Trends

The implementation of the U.S. GENIUS Act and the Hong Kong Stablecoin Regulation Draft establishes a clear regulatory framework for the issuance of stablecoins (such as a 100% fiat reserve requirement), attracting major players to establish compliant businesses.

3. Building the Closed-Loop Ecosystem

Companies are integrating their ecosystems through stablecoins, such as Meta's social payments, Stripe's corporate account services, and JD's cross-border trade, forming a closed-loop advantage of "payment + scenario + data."

🏦🪙🍀