$USDC

1. Market Demand and Efficiency Improvement

Traditional cross-border payment costs are high and time-consuming (for example, a wire transfer of 1 million USD takes several days and costs thousands of dollars), while stablecoins can compress this to a few minutes and cost less than 10 dollars. Technology companies optimize payment pathways through blockchain technology to capture market share.

2. Acceleration of Compliance Trends

The implementation of the U.S. GENIUS Act and the Hong Kong Stablecoin Regulation Draft establishes a clear regulatory framework for stablecoin issuance (such as a 100% fiat reserve requirement), attracting major players to enter and develop compliant businesses.

3. Construction of an Ecological Closed Loop

Companies integrate their ecosystems through stablecoins, such as Meta's social payment, Stripe's corporate account services, and JD.com's cross-border trade, forming a closed-loop advantage of "payment + scenarios + data."