#BigTechStablecoin Big Tech and Stablecoin: The Digital Payment RevolutionStablecoins, cryptocurrencies pegged to the USD, are attracting Big Tech companies like Apple, Google, and X. With a market capitalization exceeding 250 billion USD by 2025, stablecoins help reduce transaction costs by 40-60% and accelerate cross-border payments. Apple is negotiating to integrate USDC into Apple Pay, and X is developing X Money with a Visa card. The GENIUS Act in the US promotes a legal framework, but debates over privacy rights and competition with the USD are emerging. Big Tech is shaping digital finance, but a balance between innovation and regulation is needed.
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