#BigTechStablecoin

When tech giants start releasing their own stablecoins, it is not just a new fintech product — it is the beginning of a global transformation of the financial system. Imagine a currency as stable as the dollar, but available directly through your app, without banks, without intermediaries. Facebook tried (remember Diem), now it's the turn of others. Apple, Google, Amazon — they already have billions of users and infrastructure. Why not replace the old banking system with something more 'convenient'?

But behind convenience may lie risks: privacy, control, influence on monetary policy.

Big Tech challenges central banks — and this is no longer a theory.