🔷 First: What is XRP?

$XRP is a digital currency launched to facilitate fast and cheap international money transfer operations.

  • It is used in the RippleNet network developed by Ripple Labs.

  • It is designed as an alternative to the traditional banking system (SWIFT), to provide faster and cheaper transactions.

🧾 The story of the creation $XRP – How did it start?

1. Origin:

The idea of Ripple started in 2011, with the aim of improving the global financial infrastructure.

  • In 2012, Ripple Labs (formerly known as OpenCoin) was founded by:

    • Jed McCaleb (former founder of Mt. Gox)

    • Chris Larsen

2. Currency issuance:

  • 100 billion $XRP were created all at once (meaning they are not mineable).

  • The distribution was as follows:
    80 billion XRPwent to the companyRipple Labs.

    • 20 billion XRP were distributed to the early founders.

3. Objective:

  • XRP was not created to be an alternative currency to Bitcoin, but to be a tool used by banks and financial institutions to expedite transfers.

💡 What is the difference between XRP and Bitcoin?

While Bitcoin is mined using powerful devices and consumes a lot of energy, XRP does not rely on mining. The entire supply of the currency (100 billion units) was created at once. This means XRP is more efficient in terms of energy consumption.


⚙️ How does XRP work?

XRP operates on a network called RippleNet, and it uses a technology known as "consensus algorithm" instead of mining. This allows transactions to occur very quickly (in just 3 to 5 seconds), unlike Bitcoin, which may take about 10 minutes or more to complete a single transaction.

  • In December 2020, the U.S. SEC filed a lawsuit against Ripple Labs, accusing them of:



  • "selling unregistered securities" through the sale of XRP.

  • Ripple defended that XRP is a digital currency and not a security.

  • After a long legal battle, a ruling was issued in 2023 stating in part that XRP is not a security when traded on the open market.

    Nevertheless, the case has not been definitively closed yet.

📈 XRP Currency Analysis


🔹 Fundamental analysis:

✔️ Strengths:


Ripple's partnerships with financial institutions (like Santander, American Express).

High speed in transaction execution.

  • Very low cost.

  • Strong technical team.

❌ Weaknesses:

  • High reliance on Ripple (a kind of centralization).

  • Legal issues with the SEC.

  • Competition from other currencies like Stellar (XLM).

🔸 Technical analysis (up to mid-2025):

Element value or direction

Current price (approximate) between $0.50 - $0.60 Strong support area $0.45 – $0.50 Main resistance $0.70 – $0.90 If resistance is broken? It could reach $1.2 – $1.5.


Technical indicators:


RSI: Often neutral (indicating balance of supply and demand).

  • MACD: Shows positive crossovers sometimes (buying opportunities).

  • Overall trend: Sideways to bullish if market conditions improve.

🔮 Future of XRP

The future depends on two main factors:

1. Legal case: If Ripple wins the case definitively, confidence in XRP will increase, and it may rise significantly.

2. Bank adoption: If Ripple continues to build partnerships with banks, XRP could become part of the modern global financial infrastructure.

✅ Summary

  • XRP is not just a digital currency; it is a project aimed at changing the way money is transferred across borders.

  • Despite legal challenges, it remains one of the most popular and widely used currencies in the institutional world.

  • If its legal issues are resolved, XRP could become one of the most important currencies in the global digital financial system.