Both XRP and XLM are blockchain-based digital assets focused on cross-border payments and remittances.

> XRP is the native cryptocurrency of the Ripple network, while XLM is the native token of the Stellar network.

>Both networks aim to facilitate fast, low-cost international money transfers, targeting banks and financial institutions.

>Stellar was originally founded by Jed McCaleb, who was also a co-founder of Ripple — linking the two projects historically.

>Despite their common origins, Ripple (XRP) and Stellar (XLM) have different visions:

>Ripple focuses heavily on partnerships with banks and payment providers.

>Stellar emphasizes financial inclusion and access for unbanked populations and individuals.

>XLM often competes with XRP for use cases in remittances, cross-border payments, and tokenized assets.

> Technologically, Stellar uses a Federated Byzantine Agreement consensus, while Ripple uses a consensus protocol based on trusted validators.

> The two projects sometimes collaborate indirectly as part of the broader blockchain ecosystem, but they operate independently.

> XLM has positioned itself as a more decentralized, open network compared to Ripple, which has faced regulatory scrutiny over XRP’s classification.

> Both XRP and XLM are frequently compared by investors and enthusiasts as competing solutions for efficient global payments.#XLM #xrp #TrumpVsMusk #MarketPullback #CircleIPO