Of course! Here is the translation of the Liquidity 101 guide to English:
💧 Liquidity 101: The Basics
🔹 What is Liquidity?
Liquidity refers to how quickly and easily an asset can be converted into cash without significantly affecting its price.
High Liquidity = Can buy/sell easily (e.g., cash, stocks of large companies)
Low Liquidity = Difficult to trade (e.g., real estate, art pieces)
🔹 Types of Liquidity
Market Liquidity
Refers to the ease of buying and selling assets in the market.
Example: A market like the New York Stock Exchange has high liquidity due to the large number of buyers and sellers.
Accounting Liquidity
Measures a company's ability to meet its short-term obligations.
The most common ratios used:
Current Ratio = Current Assets / Current Liabilities
Quick Ratio = (Current Assets - Inventory) / Current Liabilities
🔹 Why is Liquidity Important?
For Investors: They prefer liquid assets to quickly adjust their portfolios.
For Companies: They need liquidity to pay bills and stay in the market.
For Markets: Liquid markets are more stable and efficient.