#USDC ### 💵 USDC: The Regulated Stablecoin Powering Global Finance (100 words)

**USDC (USD Coin)** is a fully regulated, dollar-backed stablecoin issued by Circle, maintaining a 1:1 peg to the U.S. dollar. Each token is 100% backed by highly liquid cash and short-term U.S. Treasuries, with monthly audits by Deloitte ensuring transparency . As of May 2025, its market capitalization exceeds **$61 billion**, making it the world’s second-largest stablecoin .

**Key advantages**:

- **Speed & Cost**: Enables near-instant cross-border payments at under $0.01 per transaction .

- **Use Cases**: Powers DeFi lending, global remittances, institutional settlements, and enterprise payroll .

- **Compliance**: Fully adheres to U.S. and EU (MiCA) regulations, boosting institutional trust .

USDC’s 78% year-over-year growth reflects its critical role in bridging traditional finance and blockchain .