Against the backdrop of strict control over personal cash flow by banks, the pathway for ordinary people to achieve wealth elevation is gradually narrowing. For workers burdened with debts of hundreds of thousands or even millions, being limited by fixed income and repayment pressure, the aspiration to make a comeback has become almost an unattainable luxury. Once seen as a hope for ordinary people to break through in wealth, the cryptocurrency market, after experiencing this round of bull market, is facing increasingly bleak prospects for striking it rich in the future due to enhanced regulation and market maturity. The journey of ordinary people towards wealth advancement is facing unprecedented challenges.