Yields are higher as the perceived risk of default/liquidation goes up.

Here in Binance you can get an idea of risk/volatility by monitoring the APR of listed tokens in the Simple Earn or Dual Investment Menu.

Compare more stable tokens such as BTC BNB, in contrast with more volatile ones like ETH SOL or extreme cases such as $WCT that reached almost 1000% APR at some point last week and $SOPH with a ~200% APR.