💸 Dollar-Cost Averaging (DCA) Kya Hai?
Dollar-Cost Averaging ka matlab hai:
> "Market mein ek bara amount ek hi waqt invest karne ke bajaye, us amount ko chhoti chhoti qisthon mein time ke saath invest karna."
✅ Example Samajhein (Simple Case):
Maniye ke aap ke paas $1,200 hain invest karne ke liye.
Instead of ek hi waqt $1,200 invest karne ke:
Aap har mahine $100 invest karte hain
Total 12 mahine tak
Agar coin ka price fluctuate karta hai to kabhi aap mehenga, kabhi sasta buy karenge – lekin average price zyada stable banega.
📈 Iska Faida Kya Hai?
1. Market Timing Ki Tension Khatam
Kabhi bhi market top ya bottom ka sahi andaaza nahi lagta.
DCA se aap gradually enter karte hain, isliye panic aur greed dono kam hote hain.
2. Emotions Control Mein Rehte Hain
Panic selling aur FOMO buying ka chance kam hota hai.
Aap apne investment plan par discipline ke sath amal karte hain.
3. Bear Market Mein Powerful Strategy
Jab prices low hoti hain, aap zyada quantity lete hain.
Jab prices high hoti hain, aap kam lete hain.
Is tarah aapka average buying price balance ho jata hai.
📅 DCA Karne Ka Tareeqa
1. Amount Fix Karein
Jaise: $50 har week, ya $200 har month
2. Time Interval Choose Karein
Har hafte
Har 15 din
Har mahine
3. Coin Ya Asset Choose Karein
Zyada tar log BTC, ETH ya top 10 coins par DCA karte hain.
4. Exchange Par Auto-Invest Set Karein (optional)
Binance, Coinbase, Kraken waghera par DCA tools hote hain jo automatic kar dete hain.
🧠 Important Tips
DCA sirf un coins ke liye use karein jin par aapko long-term yaqeen ho.
Agar market aur neeche jaaye to ghabraayein nahi — DCA ka faida hi yeh hai.
Kabhi kabhi DCA ke sath ek lump sum buy bhi kiya ja sakta hai jab aapko strong dip lage.