$BTC
“The dumbest and best way to help you defeat 95% of the market”
1. Core Logic of Strategy
Regular Investment: Invest a fixed amount in BTC at a fixed time every week/month to combat market fluctuations with discipline and spread costs over the long term.
Core Advantage: No need to analyze the market, no need to watch the charts, avoids “buying high and selling low”, suitable for complete beginners who do not understand technical analysis.
2. Detailed Operation Steps
🔥 1. Choose a Platform (Select mainstream and secure ones)
- Recommended Platforms: Coinbase (well-established in the US), Binance (the largest globally), Alipay/WeChat Wealth Management (supports indirect investment in cryptocurrency funds in some regions).
- Key Points of Operation:
✅ Register an account and complete identity verification;
✅ Link a bank card or Alipay to ensure the ability to purchase coins.
🔥 2. Set Investment Amount and Frequency (the simpler, the better)
- Amount: Use “spare money” for regular investments, with a single investment not exceeding 1% of your total assets (for example: total assets of 100,000, invest 1,000 each time).
- Frequency:
- Weekly Investment: Every Friday at 3 PM (choose a convenient time);
- Monthly Investment: After receiving salary on the 10th of each month (forced savings + investment).
- Key Actions:
✅ Set up “automatic investment” on the platform (most platforms support this), the system will automatically deduct funds from your account to buy BTC, no manual operation required!
🔥 3. Hold + Ignore Fluctuations (the most important!)
- Holding Period: At least 3-5 years (the long-term trend of cryptocurrency is upward, but short-term fluctuations are enormous).
- Mindset Reminder:
❌ Do not watch daily price changes, absolutely do not “cut losses” or “take profits” during the investment period;
✅ Treat BTC as “digital gold”, directly “forget” it after monthly investments.
3. Frequently Asked Questions (Quick Understanding Version)
❓ Q: The current BTC price is high, is it suitable to start regular investment?
✅ A: It is suitable at any time! The essence of regular investment is “buy regularly regardless of price”, buy less when prices are high and more when prices are low, which lowers the average cost over the long term.
❓ Q: Do I need to change platforms or adjust strategies?
✅ A: No need! Beginners should avoid frequent changes; once you select a platform and frequency, being “lazy” is the best strategy.
❓ Q: How long does it take for regular investment to be profitable?
✅ A: Short-term depends on luck, long-term depends on patience. Historical data shows that most people who regularly invest in BTC for over 5 years can achieve positive returns (but this is not guaranteed, investment carries risks).