#TradingTypes101
Here's a clear breakdown of the difference between Spot Margin and Futures Trading, especially for crypto or forex markets:
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1. SPOT MARGIN TRADING
You’re trading actual assets (e.g., BTC, ETH) but borrowing funds to increase your position size.
✅ Key Features:
Ownership: You own the asset (e.g., actual BTC).
Leverage: Provided by borrowing (e.g., 3x margin).
Funding Rate: You pay interest on borrowed funds.
No Expiry: Trades stay open as long as margin requirements are met.
Market Type: Trades on the spot market (real asset exchange).
🧠 Example:
You have $1,000, borrow $2,000 to buy $3,000 of BTC (3x leverage).
If BTC goes up 10%, you profit $300 (minus interest).
If it drops too far, you could get liquidated.
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2. FUTURES TRADING
You’re trading contracts that speculate on the price of an asset without owning the asset itself.
✅ Key Features:
No Ownership: You’re trading a price agreement, not the real asset.
High Leverage: Often much higher than spot margin (up to 100x or more).
Funding Fees: Perpetual futures may charge funding fees between longs and shorts.
Expiry: Some contracts expire (quarterly futures), some don’t (perpetual).
Two-Sided Trading: Easy to short without borrowing.
🧠 Example:
With $1,000, you take a 10x long position worth $10,000 on BTC Futures.
A 10% move in BTC gives you 100% return or loss.
Liquidation happens faster due to higher leverage.
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Key Differences Summary:
Feature Spot Margin Trading Futures Trading
Asset Ownership Yes (borrowed) No (contracts)
Leverage Lower (2x–5x typical) Higher (10x–100x+)
Interest Yes (interest on loan) No interest, but funding fees
Expiry No expiry May have expiry/perpetual
Ideal For Traders wanting real asset High-leverage speculation
Shorting Possible (via borrow) Easier and more direct