🔍 USDT vs USDC: Which is better? And which is safer?

Everyone hears about stablecoins, but few people know the real difference between the two largest stablecoins in the market: USDT and USDC.

Are they just dollar-pegged currencies? Or are there significant differences? 🤔

Let's dive a little:

💵 First: Where do they come from?

🔸 USDT (Tether):

Issued by Tether Limited.

Considered the oldest and most widely used stablecoin.

Available on most exchanges and heavily used for trading.

🔸 USDC (USD Coin):

Issued by Circle in collaboration with Coinbase.

Operates under a stricter U.S. regulatory framework.

Its accounts are periodically audited by a third party.

🔐 Second: Transparency and Reserves

🟠 USDT:

Has faced significant controversy in the past regarding full dollar coverage or not.

Despite that, it has survived several crises and remains dominant.

🟢 USDC:

More transparent than USDT.

Every dollar in it is backed 1:1 and verified by reports and audits.

⚖️ Third: Which one to use?

If you are trading daily and looking for high liquidity and speed → USDT might be your choice.

If you are looking for greater security and transparency to store your money → USDC is an excellent option, especially in long-term wallets.

🎯 Conclusion:

The real difference between USDT and USDC is not just in the name, but in the level of trust, regulation, and transparency.

👇 Share your opinion with me:

Do you think one is better in the long run?

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