$HUMA attracts users against the backdrop of PayFi's popularity. Now, as governments around the world begin to support cryptocurrencies and stablecoins, crypto payments are becoming a real alternative to traditional bank transfers.

'Web2 has many problems, and centralized payment systems are one of them. Slow transactions, high fees, and no control for users. But now there is a solution. #Huma Finance is the first PayFi network that accelerates global payments, providing instant access to liquidity anytime and anywhere,' noted a well-known investor.

According to a report from Coingecko, which cites research from Mordor Intelligence, the market capitalization of the global payment technology market is expected to reach $4.78 trillion by 2029. 'Such growth demonstrates the need for scalable, efficient, and accessible financial infrastructure — exactly what PayFi offers,' analysts emphasized.

HUMA token issuance schedule. Source: Huma Finance.

Projects like #HUMANProtocol gain a competitive edge. The project has already raised $46 million from investors such as Haskey Capital and Circle. However, market conditions have not yet given Huma a strong start. A modest airdrop and a shift in user interest towards new initiatives like Binance Alpha have made classic token giveaways less attractive.