$HUMA officially listed – Breakthrough financial technology opens a new trend for income-based lending
On May 26, the $HUMA token was officially listed on the Binance exchange, attracting strong interest from the investor community and the blockchain technology sector. In just the first 24 hours, the trading volume reached nearly 9 billion HUMA, demonstrating the significant appeal of a new platform that is reshaping personal credit access.
The technology behind HUMA – Income-based secured lending
HUMA is not just a token; it also represents an advanced decentralized finance (DeFi) protocol that allows users to borrow money based on income rather than traditional collateral assets. Instead of requiring borrowers to have secured assets, HUMA uses data analytics tools to assess future cash flow – opening up borrowing opportunities for millions of people without assets but with a stable income.
This is a major step in democratizing access to credit, especially in emerging markets where a large portion of the population remains unserved by traditional banks.
Development trends and expectations
Currently, the price of HUMA is trading around 0.061 USDT, down about 27% from its peak on the listing day, reflecting the typical technical correction following a launch. However, the long-term trend is viewed positively due to the practical applications of the project in personal financial life.
HUMA is a prime example of combining blockchain technology with real financial needs. If implemented effectively, this platform could create a revolution in the global credit industry – where income becomes the new 'collateral' in the digital age.
With an open, transparent model and the potential to connect with Web3 platforms, HUMA aims to become the standard protocol for income-based personal lending in many countries.
