#huma
Huma Finance is a decentralized protocol that unlocks real-world DeFi by leveraging income and receivables as collateral.
The platform supports lending and borrowing through a novel PayFi model, enabling access to credit without traditional collateral.
HUMA is the utility and governance token powering the Huma Finance ecosystem.
Huma facilitates programmable payments, on-chain underwriting, and real-time liquidity for institutions and developers.