What Is Huma Finance (HUMA)?
Huma Finance is a decentralized protocol that introduces a new financial model called PayFi, which merges traditional payments with decentralized finance (DeFi).
It enables real-time global payments using stablecoins and smart contracts, allowing users and institutions to borrow against future income (such as salaries or invoices) without traditional collateral.
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Key Features
Income-backed Collateral: Users can use future cash flows as collateral for loans.
Built-in Compliance: Smart contracts include KYC/AML compliance tools.
Modular Infrastructure: Built with 6 layers including:
High-speed blockchains (e.g., Solana, BNB Smart Chain)
Stablecoin payments
Custody and compliance
Receivables-based financing
DePIN and trade finance
Cross-border settlement apps
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Token Details – HUMA
Token Name: Huma Finance (HUMA)
Total Supply: 10,000,000,000 HUMA
Initial Circulating Supply: 1,733,333,333 HUMA (17.33%)
Token Utility:
Governance
Network staking
Liquidity and borrower rewards
Fee discounts when paid in HUMA
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Binance Launchpool Details
Farming Period: May 23, 2025 – May 25, 2025 (UTC)
Farming Pools:
BNB pool: 212,500,000 HUMA (85%)
USDC pool: 25,000,000 HUMA (10%)
FDUSD pool: 12,500,000 HUMA (5%)
Listing Date: May 26, 2025 at 13:00 UTC
Trading Pairs: HUMA/USDT, HUMA/USDC, HUMA/BNB, HUMA/FDUSD, HUMA/TRY
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Project Impact
Huma Finance aims to revolutionize lending and payments, especially in emerging markets and for underbanked populations, by offering transparent, accessible, and fast financial tools.
With over $3.8 billion in total transaction volume and partnerships with Solana, Circle, and the Solana Foundation, Huma is positioning itself as a major player in the future of DeFi.
