🧠 I wouldn't hold USDT knowing this.

A real case and numbers

I used to think: USDT is a “safe haven” to ride out the storm. But experience and numbers tell a different story. Here’s a case that sobered me up 👇

📉 In March 2024, I moved to stablecoins after the altcoins surged. USDT stayed put for almost a month. During this time, the market gave +30–50% on SOL, TON, ARB. I was “waiting for a pullback.” The result — my portfolio is at zero, while the altcoins soared.

Now I think differently:

🔸 USDT is a passive, not an active. While it sits idle — you lose opportunities.

🔸 Inflation + BTC/ETH growth = your stablecoin depreciates in crypto-equivalent.

🔸 The market doesn't wait. Good entry points often come during “fear.” And at that moment, you’re in USDT.

📊 Now I do the following:

70% — in projects that I’m ready to hold for at least 3 months.

20% — in “liquidity” for quick trades.

10% — a maximum in USDT, and even then not longer than 5 days.

📌 Conclusion: holding stablecoins for a long time = not understanding how the market works. It’s better to take calculated risks than to “wait it out” and buy back at a higher price.