In the world of digital currencies, stablecoins are important financial instruments used to preserve value and facilitate trading. Among the most notable of these currencies are: USDT, USDC, and FDUSD. Although they are all pegged to the U.S. dollar at a 1:1 ratio, there are significant differences among them that one should be aware of.

1. USDT (Tether)

USDT is the most widely used stablecoin globally. It is issued by Tether and is characterized by high liquidity and broad adoption across almost all trading platforms. However, it faces some criticism due to a lack of transparency regarding its reserves.

Spread: High and medium transparency.

Best for: Daily trading and high liquidity.

2. USDC (USD Coin)

Issued by Circle in collaboration with Coinbase, it is considered the most transparent in terms of financial reporting and is backed by U.S. regulation. Suitable for investors looking for security and compliance.

Spread: Very Good.

High transparency.

Best for: Security, transparency, and trust.

3. FDUSD (First Digital USD)

A relatively new stablecoin, issued by First Digital Trust in Hong Kong. It has started to gain strong support, especially on the Binance platform, where it is used to reduce trading and transfer fees.