Before the Listing hour, let’s predict the ATH price of m15 when listing with a small gift of 10$BNB - $USDT for those lucky ones who guess correctly and earliest!
Let’s explore a bit more about this Launchpool:
HUMA Launchpool details:
- Token name: Huma Finance (HUMA)
- Total token supply: 10,000,000,000 HUMA
- Maximum token supply: 10,000,000,000 HUMA
- Launchpool rewards: 250,000,000 HUMA (accounting for 2.5% of total supply)
- An additional 50,000,000 HUMA will be allocated for other marketing campaigns (divided into several phases) after listing on the exchange, further details will be announced later.
- An additional 40,000,000 HUMA will be allocated for marketing campaigns (divided into several phases) 3 months after listing, further details will be announced later.
- Initial circulating supply when listed on Binance: 1,733,333,333 HUMA (accounting for 17.33% of total supply)
Huma Finance - Breakthrough with the "Real Yield" Business Model from the PayFi Ecosystem
Huma Finance stands out as the leading PayFi (Payment Finance) platform, combining global payments and decentralized finance, providing real profits from business operations rather than relying on speculation. Below are the highlights of the business model and profit-making mechanism:
THE OUTSTANDING FEATURES OF HUMA
1. Unique business model: 24/7 liquidity for Global Payments
- Solving core issues: Replacing traditional payment systems (SWIFT, pre-funding) with stablecoins and on-chain liquidity, enabling financial institutions (VISA, PayPal, cross-border companies...) to process transactions instantly, 24/7 at low costs.
- Main revenue source: Huma charges transaction fees of 6-10 bps/day from partners using its services. Fees are incurred when the organization repays the liquidity loan (usually within 1-6 days).
- Sustainability: Liquidity is continuously reused, generating a stable revenue stream. This allows Huma to achieve revenue of $9.97 million/year from $4.48 billion in processed transactions.
2. Profit-sharing mechanism: "Real Yield" for the Community
- Real profits, not farming tokens: 80-90% of revenue from fees is shared with liquidity providers (LPs), providing a stable APY of 10.5%+ even in bull and bear markets.
- Democratizing opportunity: Unlike traditional banks (keeping profits for themselves), Huma opens the door for everyone to earn interest from the global payment cash flow – which was previously reserved for large organizations.
- Flexible with Huma 2.0:
- Classic Mode: Receive direct compound interest (~10.5% APY) + accumulate Huma Feathers (redeem rewards).
- Maxi Mode: Optimize Feathers (increase 17.5x) in exchange for exclusive benefits, airdrop tokens.
3. Deep integration with the Solana ecosystem
- Liquidity optimization: SPST tokens (representing LP positions) can be traded directly on Jupiter, collateralized on Kamino, or participate in derivatives strategies via RateX.
- Support from Solana Foundation: Huma is recognized as a key project in the Solana ecosystem, integrating with leading DeFi protocols (Jupiter, Kamino) to expand utility.
4. Evidence from the numbers
- Scale: 55,382 user wallets (10x increase after Huma 2.0), partnering with 5+ major financial institutions.
- Growth: Processed 5.4 million transactions, leading the Kaito Pre-TGE Arena rankings.
- Roadmap: Expand 5 PayFi Summit conferences in 2025 with Solana, Visa, Circle.
Why is Huma different?
- Not "virtual interest": Profits come from the actual service fees of the business, not from token issuance or inflation.
- Balancing risk and reward: Liquidity is used for secured asset transactions (e.g., short-term commercial loans), ensuring safety.
- Aiming for mass adoption: Simple interface, multilingual support, accessible to both individual and institutional users.
Conclusion: Huma Finance is not just a regular DeFi protocol – it is a bridge between traditional finance and blockchain, creating an ecosystem where everyone can benefit from the global payment cash flow. With a clear business model and sustainable profits, Huma is reshaping the future of PayFi.
Above is a reference for you about Huma, don’t miss any opportunity to earn profits from Binance!
