"In 2035, Your Chaiwala Might Offer Credit—on the Blockchain"
In India, “trust” has always been a form of currency.
From the local grocer who says “pay later” to the neighbour who lends ₹500 in a pinch- 'social credit' has quietly powered middle-class life for decades.
Now imagine this evolving into something smarter.
By 2035, 'crypto won’t just be an investment'—it could reshape everyday spending for India’s middle class.
Picture this:
* Your *family mart or near by store accepts “BazaarCoin,” a community token that gives you loyalty rewards *and* works like short-term credit.
* Smart contracts replace verbal “udhar,” automating micro-loans from your neighbours or society groups.
* Your retired father receives monthly pension via a digital wallet powered by stablecoins and gold-backed tokens.
* Local workers—maids, vendors, drivers—build their own on-chain credit score, unlocking small loans without paperwork or exploitation.
This isn’t about decentralization for the sake of it. It’s about rebuilding everyday trust—digitally, securely, and fairly.
Crypto as a Digital Udhar isn’t a fantasy—it’s a grassroots financial revolution.
Are we ready to trade trust on the blockchain?